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From Idea To Iron. We Finance What Moves You.

From construction to restaurants, SimpliCache helps businesses finance the equipment they need without delays, surprises, or endless paperwork. We also provide working capital, lines of credit, and other flexible funding options to keep your business moving forward.

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Equipment and Expansion Capital

SimpliCache helps you finance essential equipment across industries so your business can keep moving forward without draining cash flow. Whether you’re replacing a broken-down rig, expanding operations, or upgrading your gear, we’ve got your back.

 

We also offer working capital, lines of credit, and other flexible funding options. Whatever your business needs, SimpliCache makes it simple.

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We finance:

• Construction

Excavators, skid steers, loaders, bulldozers, and more. We provide funding for the heavy equipment that powers your job sites.

• Restaurants & Food Service

From commercial ovens to walk-in coolers. We fund the tools that keep your kitchen cooking and your doors open.

• Trucking & Transport

Semi-trucks, trailers, box trucks, and fleet vehicles. Get the financing you need to keep moving freight and growing your routes.

• Medical

Imaging equipment, dental chairs, diagnostic machines, and surgical tools. Finance the gear that keeps your practice running at full capacity.

• Other Industries

Manufacturing equipment, HVAC units, restaurant gear, and IT hardware. If your business needs it, we help you fund it.

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Flexible terms:

  • Approvals from $5,000 to $5,000,000+

  • Low upfront costs or deferred payment options

  • Startup-friendly options available

  • Application-only up to $250K (no financials required)

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One Platform. Smarter Funding Solutions, All in One Place.

Startup Funding Basics

Just getting started? We’ve got your back. Learn how to fund your first steps, even if you’re pre-revenue or still building credit.

Lines of Credit

A business line of credit gives you flexible access to cash—draw what you need, repay, and reuse. It’s a smart solution for managing cash flow, handling payroll, or jumping on unexpected opportunities.

SBA & Term Loans

SBA and traditional term loans offer lower rates, longer terms, and higher limits—perfect for expansion or larger purchases. Great for startups and growing businesses who want stable, affordable funding.

Revenue-Based Lending

If your business earns steady revenue, you could qualify for quick capital—no hard credit pulls, no collateral. We’ll connect you to lenders that fund based on your monthly sales.

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