Keep Your Business Built and Banked.
From construction to restaurants, SimpliCache helps businesses secure the financing they need without delays, surprises, or endless paperwork.
Access to business financing is more than just a safety net — it is a launchpad. Whether it means expanding to a new location, purchasing essential equipment, or simply covering payroll during a slow month, having reliable funding options can be the difference between stalling out and scaling up.
Equipment and Expansion Capital
SimpliCache helps you finance essential equipment across industries so your business can keep moving forward without draining cash flow. Whether you’re replacing a broken-down rig, expanding operations, or upgrading your gear, we’ve got your back.
We also offer working capital, lines of credit, and other flexible funding options. Whatever your business needs, SimpliCache makes it simple.
Small businesses that secure the capital they need are significantly more likely to survive and grow. According to the U.S. Small Business Administration, businesses with access to funding are better positioned to hire, innovate, and contribute to local economies. That results in more jobs, increased productivity, and a stronger contribution to overall GDP growth.
We finance:
• Construction & Blue Collar
Excavators, skid steers, loaders, bulldozers, and more. We fund the heavy equipment that powers your job sites and keeps your projects moving.
• Restaurants & Food Service
From commercial ovens to walk-in coolers, we fund the tools that keep your kitchen cooking and your doors open.
• Trucking & Transport
Semi-trucks, trailers, box trucks, and fleet vehicles — get the financing you need to keep moving freight and growing your routes.
• Medical Services
Imaging equipment, dental chairs, diagnostic machines, and surgical tools. Finance the gear that keeps your practice running at full capacity.
• Other Industries
Every business runs on cash flow. Whether you’re managing payroll, covering day-to-day expenses, or gearing up for growth, our flexible working capital solutions help you stay ready for what’s next — no matter your industry.
With over 99 percent of U.S. businesses classified as small businesses, access to working capital and equipment financing is not just important — it is essential. It gives business owners the power to act on opportunities and provides the financial support needed to stay strong through challenges.
Flexible terms:
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Approvals ranging from $5,000 to $5,000,000+
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Flexible repayment terms tailored to your business.
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Fast decisions—most offers within 3 to 24 hours
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No collateral required for many programs.
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Streamlined process—minimal paperwork, no red tape.
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Available to startups, growing businesses, and established companies.
One Platform. Smarter Funding Solutions, All in One Place.
Startup Funding Basics
We all have to start somewhere. We’ve got your back. Learn how to fund your first steps, even if you’re pre-revenue or still building credit.
Lines of Credit
A business line of credit gives you flexible access to cash—draw what you need, repay, and reuse. It’s a smart solution for managing cash flow, handling payroll, or jumping on unexpected opportunities.
SBA & Term Loans
SBA and traditional term loans offer lower rates, longer terms, and higher limits—perfect for expansion or larger purchases. Great for startups and growing businesses who want stable, affordable funding.
Revenue-Based Lending
If your business earns steady revenue, you could qualify for quick capital—no hard credit pulls, no collateral. We’ll connect you to lenders that fund based on your monthly sales.